As the most experienced adviser Steve takes the lead in technical adviser training and development. He takes pride in ensuring clients have a clear understanding of their financial picture, how they will achieve their goals in life and, perhaps more importantly if things change we can be on hand to help in any way we can.
Steve is married with two teenage children, spending spare time with the family and their pet cockapoo, as well as regular football.
With over 15 years financial services experience Peter has a strong industry reputation following the rapid growth in previous businesses Simply Finance Group and Elite Financial, and more recently as Sales Director at John Charcol.
Peter has a non-advisory position within the Practice, and his strengths are in leadership, spotting growth opportunities and building professional connections.
A useful amateur footballer, Portsmouth fan and father of two Peter now lives in Portchester, Hampshire.
Ben's first job after leaving school was at Save & Prosper the unit trust specialists, before forming the Simply Finance Group in 2006 which was acquired by John Charcol in 2016 and he went on to work as Charcol's Marketing Director.
Like all the Directors at Firmitas, Ben enjoys a hands on role and specifically looks after Marketing and IT for the business. He has a non-advisory position within the Practice.
As a father of two he uses his limited spare time to follow West Ham FC and plenty of exercise, including hacking round golf courses.
Usually referred to as ‘Tef’ he has 14 years of financial services experience and has built up a wide range of knowledge and skills in that time. His early career was in protection and mortgage administration teams where his collaborative and engaging personality naturally led him to team leader and management roles.
More recently Tef has enjoyed success in a commercial business development role before joining Firmitas as Head of Operations to help lay the foundations for our rapidly expanding team.
Skilled footballer and Tottenham fan Tef enjoys spending his spare time with his wife and two young children.
Adam is a Mortgage Adviser with 15 years experience within the Financial Services sector. His key focus is providing clients with bespoke planning solutions to help them achieve their goals whilst always being on hand to guide them through the process every step of the way.
Adam has two children and is a lifelong Burnley supporter. An avid runner, he can often be found jogging up and down the trails of Hampshire’s New Forest.
After starting his career in financial services with a corporate banking role in 2004 Steve then moved into the mortgage advising sector. Since then Steve has developed his knowledge and experience in mortgage and protection advice and is now the lead mortgage lending expert for Firmitas.
Steve’s efficient and reliable approach to his many happy clients covers both residential and buy to let* mortgages and is especially adept at navigating the mortgage market to place even the most complex and difficult of mortgage applications. Steve is able to offer a comprehensive range of those mortgages that are made available to mortgage intermediaries.
Steve has recently become a father, but still finds a little time to keep fit and travel, often to watch Manchester United.
Michael has a strong background in financial services with over 10 years’ experience looking after families, small and medium size business owners, as well as corporate executives.
He is committed to ensuring that his industry knowledge remains relevant and places a strong emphasis on his personal development.
He enjoys most the part of the job that involves building and maintaining long-term trusted relationships with his clients, helping them to make the most of their wealth.
A self-confessed petrolhead and previously a successful powerlifter, Michael now spends most of his spare time with his two young kids having married his childhood sweetheart in Las Vegas!
Sarah’s clients warm to her friendly, trustworthy nature, coupled with her knowledgeable and technical approach. She has nine years' experience in the finance industry, including roles as a mortgage adviser and personal protection specialist. All of her expertise in these areas are regularly of use in her current role at Firmitas, as a holistic financial planner.
Sarah is a graduate of the St. James’s Place Academy in London. This intensive full time course included a rigorous training and development programme on pensions and investment planning and tailoring them to meet client needs.
In her spare time Sarah enjoys travelling, while the rest of the office enjoy Sarah’s cake baking skills!
Celeste started her profession within Financial Services over 17 years ago, starting off working for a high street bank as a mortgage adviser. She quickly became frustrated with the number of clients she was unable to help so moved into whole of market broking. Since then Celeste has been working hard to help clients achieve their dreams. In 2018 she completed her diploma in financial advice to be able to offer more holistic advice to her clients, currently developing her skills and abilities across all aspects of Wealth Management.
Celeste’s clients are normal people who are concerned about making the most of the money that they earn, building wealth and adequately safeguarding it for theirs and their family’s future should anything happen. Her principle aim is to provide a high-quality service to clients and to those who matter to them based not only on her own knowledge but also drawing on the wealth of support and expertise available to Partners of St. James’s Place Wealth Management.
Celeste lives with her husband and two young children and enjoys long walks and hosting dinner parties.
Lisa has over 17 years’ experience in Financial Services as a mortgage and protection adviser assisting a wide range of clients. Her client base ranges from first-time buyers to home movers and inexperienced landlords to portfolio landlords. Her extensive knowledge of the mortgage market enables her to place the most complex of clients to enable them to achieve their financial goals. Lisa has a holistic approach to advising and makes it her aim to ensure that her customers protection requirements are fulfilled to match their financial commitments.
Lisa is able to offer a comprehensive range of mortgages from across the market, which lenders make available to mortgage intermediaries for which will be paid a procuration fee by the lender.
Matt has been in the mortgage industry for the past 28 years as a mortgage and protection adviser, working in many varied environments. Matt’s experience covers both residential and buy to let* mortgages, along with appropriate protection. He loves being able to fully discuss his client’s requirements and objectives in order to obtain the right mortgage for them. He also gets a great satisfaction being able to help where clients have been unsuccessful in obtaining a mortgage elsewhere.
Matt enjoys spending his time with his wife and two teenage sons along with keeping fit and mountain biking around the South Downs. He can often be seen out and about on his ‘Fat Bike’.
Matt is able to offer a comprehensive range of mortgages from across the market, which lenders make available to mortgage intermediaries for which will be paid a procuration fee by the lender.
Julie has worked in the financial industry for over 25 years, mortgage advising since 2004. She started off her career at Lloyds Bank mortgage advising there for 8 years.
Julie enjoys finding efficient and innovative ways to help her clients , showing a true and genuine interest in them. Julie enjoys many hobbies including walking; swimming; socialising; cycling; and holidaying. Among her achievements Julie includes having climbed Snowdonia; cycled London to Brighton for charity; and a 10 day Vietnam bike cycle from Ho Chi Minh (Saigon) to Hanoi, she cycled the Hai Van pass approximately 21 km long, 3845ft from sea level to the top of the pass.
Tracy joined St. James’s Place in August 2018, specialising in Mortgages and Protection. Tracy has over 20 years of practical experience within the banking industry in roles such as Area Mortgage Manager, Bank Manager and Mortgage Adviser. Tracy prides herself on delivering professional and expert advice alongside an exceptional client experience, by putting her clients at the heart of everything she does.
In her free time Tracy enjoys spending time with her family, cooking, eating out with friends and training at the gym.
Tina has been involved in financial services for 20 years, mostly as a Mortgage and Protection Adviser. Her goal is to maintain a high level of the customers experience, and understanding of the largest debt they will take on. She always wants to make sure the advice and application process is smooth and clear to understand.
What Tina enjoys about her job is that she is part of one the most important decisions a client makes, and can help them get what they need. When Tina finds spare time she loves Yoga to relax; the Gym to keep strong; and spending time with some girlfriends, whilst eating the most amazing food and drinking the most amazing drinks.
Donna-Gail joined the financial services industry in 2008. A highly adaptable individual offering a range of transferable skills, including analytical and negotiation abilities and communication skills, as well as a combination of strong organisational skills and the ability to work well under pressure.
She enjoys helping people meet their goal of what is generally their biggest financial commitment. Donna-Gail gets a great sense of achievement when you can make a difference in a person's life. Working at Firmitas Financial Services as everyone works as a team and she always feel supported.
Donna-Gail’s hobbies and interests include spending time and travelling with the greatest gift she could receive - her son. Also being active and upcycling furniture or being creative helps Donna-Gail to relax when she finds the time.
Experienced in upper-management administrator roles Emma has a background in the wealth management environment specifically. Emma supports our clients and the advisers to ensure a smooth and successful application and to support our clients with knowledge and enthusiasm at all time.
Emma enjoys her job because no two days are ever the same. She likes providing support for what she believes are a great team, and helping clients shape their future paths. Emma also likes the fact that she learns something new every day and is surrounded by knowledgeable and supportive people and understanding clients.
In her spare time she like going on holidays, planning and booking holidays, seeing bands, and spending time with her friends and family as well as keeping fit. She also enjoys holidays!